Small finance banks’ low NPA ratio reflects better credit risk management: RBI

“One of the creditable features associated with micro finance has been its lower loan defaults, which have been made possible by better management and supervision of the credit portfolio through the employment of social collateral of self-help groups. SFBs, many of which were erstwhile NBFC-MFIs, too have reported low NPA ratios,” the report said.

from Banking & Finance – The Financial Express https://ift.tt/2LX1DAt