10:10 AM
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Top stock market recommendations: Aakash K Hindocha of Nuvama Professional Clients Group recommends buying ABB, Fortis, and Petronet. He also shares his views on Nifty, Bank Nifty.
3:10 AM
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Indian tax authorities have highlighted significant risks associated with virtual digital assets like crypto, echoing the Reserve Bank of India's concerns. The anonymous and borderless nature of these assets, coupled with offshore platforms, makes tracking taxable income and beneficial owners extremely difficult. Jurisdictional challenges further complicate tax recovery, prompting authorities to implement safeguards like TDS and mandatory registration.
5:10 PM
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The Senior Citizens Savings Scheme is a government-backed Post Office savings option designed for retirees and senior citizens. It offers a reliable stream of regular interest income, combining higher returns with low risk.
1:10 PM
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The Reserve Bank of India (RBI) has invited public comments on the draft "Reserve Bank of India (Prudential Norms on Dividend and Remittance of Profit) Directions, 2026", proposing a revised framework for declaration of dividends and remittance of profits by banks.
2:10 AM
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The Reserve Bank of India has proposed new rules to control bank dividend payouts, tying them to capital adequacy, asset quality, and profits starting FY27. Banks must meet stringent capital requirements and demonstrate healthy profits to distribute dividends. This move aims to strengthen the banking sector's financial resilience and ensure stability across the system.
10:10 PM
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Policybazaar has launched an online loan insurance product, offering a significantly cheaper and more flexible alternative to traditional bank-bundled covers. This new offering allows borrowers to purchase insurance independently of loans, with potential savings of up to 72% compared to offline policies. The online product provides greater control over claim payouts and flexibility for loan adjustments.
8:10 PM
Blogger
Gold prices might pause in 2026 after a strong rally. Analysts predict a bullish long-term outlook. US Federal Reserve rate cuts and global debt concerns will keep gold attractive. Prices are unlikely to fall significantly. Central bank buying and inflation fears provide strong support. Gold's role as a safe haven is expected to continue.
7:10 PM
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Global rating agency Fitch reports that enhanced Reserve Bank of India oversight and improved regulatory tools are bolstering Indian banks, reducing systemic risks. Strong economic growth prospects and declining inflation further improve the sector's operating environment. Key metrics like non-performing loan ratios have significantly improved, positioning banks for prudent credit expansion.
2:10 AM
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Indian banks are experiencing credit growth outpacing deposit mobilization, with advances rising faster than liabilities. Lenders are also seeing a shift in their deposit mix towards higher-cost term deposits over CASA. This trend is evident across major banks like HDFC Bank, Bank of Baroda, Punjab National Bank, and Union Bank of India.
12:10 PM
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Stock market recommendations: Sudeep Shah of SBI Securities recommends buying CESC, and Indian Bank as the stop stock picks for the week starting January 5, 2026. Here is his view on Nifty, Bank Nifty:
10:10 AM
Blogger
Stock market recommendations: Motilal Oswal Financial Services Ltd recommends buying Max Financials, and Kotak Mahindra Bank. While Max Financials is seen to have an upside potential of 25%, Kotak Mahindra Bank may go up 14%.
5:10 AM
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Fino Payments Bank is set to transform into a small finance bank. This move will allow it to expand secured lending. The bank plans to separate its business correspondent arm. Fino has a strong digital-first, transaction-led model. It boasts over 20 lakh merchants and 1.6 crore customers. This provides a ready base for deposits and loans.
12:10 AM
Blogger
As per a Union Bank of India report, India's retail inflation is projected to rise to 1.66% in December 2025, up from 0.71% in November, driven by increasing food prices. Despite this uptick, inflation is expected to remain significantly below last year's levels. Core inflation, however, is anticipated to climb due to a surge in gold prices.
2:10 PM
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Bandhan Bank saw a 10 percent rise in loans and advances for the December 2025 quarter. Total deposits grew by 11.1 percent year-on-year. Retail deposits showed strong growth, increasing by 17.2 percent. The bank's collection efficiency improved across segments. Liquidity coverage ratio remained comfortable.
1:10 PM
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As 2026 begins, Indian banks will observe numerous national and state-specific holidays, impacting branch operations. Customers should consult the bank holiday calendar to avoid disruptions for in-branch transactions, though digital services remain accessible. Key closures include January 3rd for Hazrat Ali's birthday in Uttar Pradesh and January 26th for Republic Day nationwide.
7:10 AM
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The rupee weakened on Friday, falling below 90 per dollar due to importer demand and low liquidity. Markets are closely watching the Reserve Bank of India's intervention strategy and global risk factors. The currency's lowest close in two weeks signals a significant breach of the 90 level.
9:10 AM
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Banks can now independently manage National Pension System (NPS) assets, as PFRDA approved a framework to boost competition and protect subscribers. Eligible banks must meet stringent net worth and soundness criteria. Additionally, the regulator revised investment management fees for pension funds and appointed new trustees to the NPS Trust Board, including former SBI chairman Dinesh Kumar Khara as chairperson.
8:10 AM
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12:10 AM
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The Reserve Bank of India's Financial Stability Report highlights emerging structural pressures in the insurance sector, noting that premium growth is increasingly driven by high-cost distribution strategies rather than operating efficiency. While the sector remains stable in the near term, elevated expenses could weaken profitability and necessitate a shift towards cost rationalization and technology-enabled distribution for long-term resilience.
12:10 AM
Blogger
Banks can now independently manage the National Pension System (NPS) as the PFRDA approves a new framework to boost competition and protect subscribers. This move, alongside revised investment fee structures and new NPS Trust board appointments, aims to create a more robust and competitive pension ecosystem for improved retirement security.
9:10 PM
Blogger
The Reserve Bank of India announced that 98.41% of the Rs 2,000 banknotes, initially valued at Rs 3.56 lakh crore, have been returned to the banking system. As of December 31, 2025, only Rs 5,669 crore of these notes remain in circulation.
5:10 AM
Blogger
India's financial stability report for 2026 highlights domestic resilience amidst global uncertainty. While the banking system is sound, deeper financial linkages between banks and NBFCs amplify contagion risks. External spillovers from geopolitical and trade tensions, coupled with volatile global markets, pose the primary threats, impacting the rupee and increasing market stress.
4:10 AM
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Indian banks are in their strongest position in over a decade, with stress tests indicating improved bad-loan ratios and sufficient capital even under extreme economic downturns. The Financial Stability Report projects gross NPAs to fall to 1.9% by March 2027, reaffirming the banking system's resilience against adverse scenarios.
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