A Complete Banking Guide... Bank of Baroda, Allahabad Bank, Andhra Bank, Bank of India, Bank of Maharashtra, Canara Bank, Central Bank of India, Dena Bank, ICICI Bank, IDBI Bank Limited, Indian Bank, Indian Overseas Bank,, Oriental Bank of Commerce, Punjab & Sind Bank, Punjab National Bank, State Bank of India, UCO Bank, UTI Bank Ltd., Union Bank of India, United Bank Of India, Vijaya Bank, Yes Bank, Mutual Funds, Income Tax
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RBI waived NEFT charges from Jan 1, 2020, benefiting savings account holders. NEFT allows nationwide payments in batches, while RTGS settles large transactions continuously. SBI, HDFC, ICICI, PNB charge NEFT transactions.
5:10 PM
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The Reserve Bank of India (RBI) has directed Kotak Mahindra Bank to halt the issuance of new credit cards and onboarding of customers through online and mobile banking channels. This directive comes as a result of regulatory actions concerning compliance and risk management at the bank. Existing customers, including credit card holders, will not face service disruptions.
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Short-term Fixed Deposits in India offer varying interest rates. HDFC Bank, ICICI Bank, and Yes Bank provide rates between 3% and 7.25% for terms under one year, as per an ET report.
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Recent changes in savings account charges by major Indian banks, including ICICI Bank, Axis Bank, and Yes Bank, impact various services like cheque books, debit cards, and cash transactions. Effective from April 1 and May 1, 2024.
1:10 PM
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Recycled mobile phone numbers: According to regulations, telecom companies can reclaim a mobile number from a customer if it remains unused or not recharged for a period of six months. In the case of mobile number portability (MNP), if a customer has initiated a request to port but has not transitioned to another telco, the number will be withdrawn after two months.
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