Bandhan Bank to gradually pare micro credit exposure: Chandra Sekhar Ghosh

"The bank's exposure to microcredit at present is 61%. Over the next three to five years, the bank's ratio of micro and non-microcredit will be 50:50," said Ghosh. Housing loans make up for 30 per cent of the credit portfolio and MSME 9 per cent, he said. As of Dec 2019, the bank's total exposure stood at Rs 65,456 cr, with a deposit base of Rs 55,000 cr and CASA level at 34%, Ghosh said.

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