RBI report highlights weakness in unsecured retail loans and credit card outstanding, urging lenders to closely monitor these segments. Personal loans now constitute the largest category of bank credit, while credit cards show a rise in stress. The study emphasizes the need for pre-emptive macroprudential measures and assessing the credit flow to avoid risk buildup.
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*एक महिला रोज बैंक आती थी और बिना किसी काम के बैठी रहती थी..*
**मैनेजर ने पूछा*: आपका काम क्या है? तुम रोज बैंक क्यों आते हो?*
**महिला*: मुझे घर पर कोई ...
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